The Necessity of Regulating Insurance against the Effects of Agricultural Disasters in Algerian Legislation

Abstract

Insurance against the effects of agricultural disasters serves as a means to protect agricultural investors and farmers from losses resulting from such disasters. While the Algerian legislator has addressed insurance for agricultural risks, it has not specifically regulated insurance against the effects of agricultural disasters through a dedicated law. This article seeks to distinguish between the concepts of insurance for agricultural risks and insurance against the effects of agricultural disasters, as well as the various institutions that provide guarantees in the event of their occurrence. Ultimately, it underscores the necessity for the Algerian legislator to enact a law regulating insurance against the effects of agricultural disasters.